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Leveraging Expertise. Listening to Your Needs.

At Life Elevated Financial, our mission is to help individuals, families, and businesses build stronger financial futures. We believe achieving financial wellness isn’t one-size-fits-all—it’s about creating personalized strategies that align with your unique goals.

Our Story

Life Elevated Financial was founded with a simple vision: to make financial guidance accessible and empowering. Like many of our clients, Carmina’s career started in the corporate world—working in operations, marketing, and sales. Navigating her own financial journey, she realized how challenging it could be to make informed financial decisions while balancing the demands of work and life.

That realization sparked a desire to make financial guidance more approachable and understandable. Combining her experience in business with a passion for helping others, Carmina founded Life Elevated Financial—a practice rooted in trust, integrity, and client-centered support.

Our Approach

We believe financial wellness goes beyond numbers—it’s about understanding your story and helping you make confident, informed decisions. Carmina’s unique perspective brings a blend of practical insights and real-world experience to the table. Whether it’s protecting assets, growing wealth, or planning a legacy, we focus on solutions that work for your life.

Why Choose Us?

  • Personalized Strategies: Tailored to your specific goals.

  • Customized Financial Guidance: Real-world experience combined with financial knowledge.

  • Integrity & Trust: Building lasting relationships through honest advice.

  • Extensive Support: From protection to wealth accumulation and legacy solutions, we’ve got you covered.

Empowering our clients is our passion. Let’s start building your financial future—together.

For more information about NYLIFE Securities LLC and its investment professionals.

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  • About Us
    • My Background
    • Working Together
  • Strategies & Solutions
    • Life Stages
    • Advanced Planning Resources
    • Our Services
  • Client Education
    • Calculators
    • Articles
    • Tax Resources
    • Videos
  • Account Access
    • NYL Online Account
    • NYLIFE Securities
    • MainStay Mutual Funds
    • AARP Life Insurance from NYL
  • Get in Touch
Disclosure

Carmina Ilagan is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in select jurisdictions. Insurance products and services may be offered only in jurisdictions where the agent is properly licensed. State license numbers shown where specifically required. Additional jurisdictions available upon request.
Carmina Ilagan (AR Insurance License #9492966) (CA Insurance License #0G70838).

As a New York Life Agent, Carmina Ilagan is licensed and authorized to offer insurance in California and Arkansas, but Life Elevated Financial Strategies & Insurance Solutions, LLC may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Carmina Ilagan is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 425 Market St Ste 1800, San Francisco, CA 94105, 415-393-6062. Securities products and services are offered only in jurisdictions where the registered representative is properly registered.

Life Elevated Financial Strategies & Insurance Solutions, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Life Elevated Financial Strategies & Insurance Solutions, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

This website is intended for informational purposes only. Insurance, securities, and advisory products and services are available only in jurisdictions where the applicable representative and entity are properly licensed and registered. No offers may be made or accepted outside those jurisdictions.

Copyright 2026. New York Life Insurance Company. All Rights Reserved.

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